What These Terms Cover and How They Apply
These legal terms apply to every account registered on naga101 and every transaction processed through it. When you connect your DANA, OVO, or GoPay wallet to your account, you accept that fund movements are governed by the conditions stated here as well as by the rules
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of those payment providers. We do not override your e-wallet provider's terms — both sets of conditions apply at the same time. Eligibility to access the lobby depends on local law in your region. We do not make representations about legal status in jurisdictions we have
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not confirmed. If you are in Surabaya or anywhere else in Indonesia, you are responsible for checking whether access is lawful in your specific location before registering. Account registration implies your acceptance that we may verify your identity and your linked wallet before processing any withdrawal
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request. Verification is not optional — it protects both your account and the integrity of our payment rails. Terms on this page may be updated; continued use of your account after any update means acceptance of the revised conditions. If you disagree with any change, you
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should stop using the platform and contact our support team to close your account. Material changes will be communicated through your registered contact details where required.
Service availability depends on eligible regions and local law. Users should check local rules before opening an account.